Tekla Factoring & Finance is a CBN-licensed financial services provider, transforming everyday money management with secure, mobile-first solutions. Whether you’re an individual, professional, civil servant, entrepreneur, or small business owner, we empower you to save, borrow, pay, and grow—all from your mobile devices.
Join the digital finance revolution, fast, flexible, and fully in your control.
Empowering Your Financial Journey
Tekla Factoring & Finance Limited is a digitally-driven financial services provider based in Nigeria. Licensed by the Central Bank of Nigeria (CBN), we specialize in mobile-first fintech solutions designed for today’s busy individual and growing enterprise.
Our mission is to make finance simple, secure, and inclusive by putting the power of financial control in your hands—wherever you are, whenever you need it.
Discover smart, secure, and intuitive ways to grow your wealth, whether you’re saving for a major life event or planning for long-term financial freedom.
Access Funds When You Need Them Most.
Fast, flexible, and tailored loan solutions to help you achieve your aspirations.
Reliable and secure money transfers for individuals and institutions.
From utility bills to everyday purchases, manage all your payments easily and instantly.
Tekla offers a range of card options designed for your everyday spending needs, providing convenience and control over your finances.
Tekla’s POS services provide you with the tools to process transactions securely and manage your sales effectively.
Smart Tools for Smarter Money Management
Take control of your finances with AI-driven insights and automation.
Keep a digital record of all your spending, eliminating the need for paper receipts.
Automatically categorize your expenses to see where your money goes.
Get visual summaries and insights into your spending habits over time.
Smart Tools for Smarter Money Management
Take control of your finances with AI-driven insights and automation.
Keep a digital record of all your spending, eliminating the need for paper receipts.
Automatically categorize your expenses to see where your money goes.
Get visual summaries and insights into your spending habits over time.
While we are a mobile-first bank, we also have physical locations to serve you better. Find the Tekla Finance branch closest to you.
Tekla Factoring & Finance Limited collaborates with leading strategic and operational partners to enhance our service delivery and provide you with the best possible financial solutions.
These partnerships enable us to leverage cutting-edge technology, expand our reach, and ensure the highest standards of security and compliance.



At Tekla Factoring & Finance Limited, our operations are guided by a strong set of core values and a clear operating philosophy. These principles reinforce our dedication to providing exceptional service and building lasting trust with our clients.
We’re Here to Help
Have questions? Need support? Reach out anytime.
Discover smart, secure, and intuitive ways to grow your wealth, whether you're saving for a major life event or planning for long-term financial freedom.