Tekla Finance

Privacy Policy

This Privacy Policy describes how Tekla Factoring & Finance Limited  (“we,” “us,” or “our”) collects, uses, and protects your personal information when you visit and use our website, www.teklafinance.com (the “Site”). We are committed to protecting your privacy and handling your data in an open and transparent manner.

1. Information We Collect

We collect various types of information in connection with the services we provide, including:

Personal Information You Provide Directly

This includes information you voluntarily submit to us, such as:

  • Contact Information: Name, email address, phone number, mailing address, company name, and job title when you fill out forms, subscribe to newsletters, request information, or contact us.
  • Communications: Records of your correspondence with us, including emails and messages.
  • Account Information: If you create an account, we may collect a username and password.

Information Collected Automatically

When you visit our Site, we may automatically collect certain information about your device and browsing activity, including:

  • Log Data: Your IP address, browser type, operating system, referring/exit pages, and dates/timestamps of your visit.
  • Usage Data: Information about how you interact with our Site, such as the pages you view, the links you click, and the time spent on certain pages.
  • Device Information: Information about the device you use to access our Site, such as device type, unique device identifiers, and mobile network information.
  • Cookies and Tracking Technologies: We use cookies and similar tracking technologies (like web beacons and pixels) to track activity on our Site and hold certain information. Cookies are small data files stored on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

2. How We Use Your Information

We use the information we collect for various purposes, including:

  • To Provide and Maintain Our Service: To operate, maintain, and improve our Site and services, including troubleshooting, data analysis, testing, and research.
  • To Communicate with You: To respond to your inquiries, send you administrative notifications, updates, security alerts, and support messages.
  • To Personalize Your Experience: To tailor content and features to your interests and preferences.
  • For Marketing and Promotion: To send you newsletters, promotional materials, and other information about our services that may be of interest to you, where you have consented to receive such communications.
  • For Analytics and Research: To understand how users interact with our Site, monitor and analyze usage and trends, and improve our services.
  • For Security and Fraud Prevention: To detect, prevent, and address technical issues, security incidents, and fraudulent activities.
  • To Comply with Legal Obligations: To meet our legal and regulatory requirements.

3. How We Share Your Information

We may share your personal information in the following situations:

With Service Providers:

We may share your information with third-party vendors, consultants, and other service providers who perform services on our behalf, such as website hosting, data analysis, payment processing, customer service, and marketing assistance. These service providers are authorized to use your personal information only as necessary to provide these services to us.

For Business Transfers:

In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.

For Legal Reasons:

If required to do so by law or in the good faith belief that such action is necessary to:

  • Comply with a legal obligation.
  • Protect and defend the rights or property of Tekla Factoring & Finance Limited.
  • Prevent or investigate possible wrongdoing in connection with the Service.
  • Protect the personal safety of users of the Service or the public.
  • Protect against legal liability.

With Your Consent:

 We may disclose your personal information for any other purpose with your explicit consent.

4. Data Security

We implement reasonable security measures designed to protect your personal information from unauthorized access, use, alteration, and disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

5. Your Data Protection Rights

Depending on your location and applicable laws, you may have the following rights regarding your personal information:

  • Right to Access: The right to request copies of your personal data.
  • Right to Rectification: The right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
  • Right to Erasure: The right to request that we erase your personal data, under certain conditions.
  • Right to Restrict Processing: The right to request that we restrict the processing of your personal data, under certain conditions.
  • Right to Object to Processing: The right to object to our processing of your personal data, under certain conditions.
  • Right to Data Portability: The right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.
  • Right to Withdraw Consent: Where we rely on your consent to process your personal information, you have the right to withdraw that consent at any time.

To exercise any of these rights, please contact us using the contact details provided below.

6. Third-Party Links

Our Site may contain links to other websites that are not operated by us. If you click on a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

7. Children's Privacy

Our Service is not intended for anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from children without verification of parental consent, we take steps to remove that information from our servers.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us: