Personal Loans
Credit Designed for Real Life.
From emergencies to big dreams, get funds disbursed in minutes, not days.
Tekla Money
This is a personal loan designed to meet the short- to medium-term financial needs of professionals working in reputable companies as well as owners and employees of small and medium-sized enterprises (SMEs). It combines the speed and simplicity of a payday loan with the broader flexibility and higher limits of a personal loan—allowing users to choose based on their cash flow, urgency, and income level.
Loan Amount
₦100,000 - ₦2M
Tenor
9 -12 months
Target Market
Salaried Professional in reputable private organizations and SME owners with verifiable business income.
Key Benefits
Speedy access and Open doors for Business owners and Employees.
Salary Advance Loans
Our Salary Advance Loan is structured to offer quick, short-term financial relief to salaried employees.
Loan Amount
₦100,000 – ₦500,000
Tenor
90 days
Target Market
Salaried employees.
Key Benefits
Attractive and competitive rates, fast access to funds.
Working Capital Loans
This product supports suppliers, especially those working with Tier-One companies, to meet short-term working capital needs.
Loan Amount
₦5M – ₦10M
Tenor
30 - 60 days
Target Market
Salaried employees.
Key Benefits
- Attractive and competitive rates
- Structured repayment plans
- Equity contribution requirement
Asset Finance Loans
Aimed at enabling salaried employees to acquire household and personal
assets without overwhelming their cash flow.
Loan Amount
₦200,000 – ₦5M
Tenor
6 - 12 months
Target Market
Suppliers to Tier-One firms.
Key Benefits
Speedy access, fair pricing, and investment-backed options.
Why Borrow with Us?
100% digital application – No branch visits.
Instant approval using AI-driven checks.
Flexible repayments via Remita or direct debit.
